Call reports 2018
BANK OF FAIRPORT, THE — 2018
What BANK OF FAIRPORT, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 18,862,000 | 19,097,000 | 17,051,000 | 17,491,000 |
| Total loans | 8,701,000 | 9,525,000 | 9,827,000 | 9,424,000 |
| Allowance for loan losses | 157,000 | 217,000 | 225,000 | 227,000 |
| Securities available for sale | 6,890,000 | 6,348,000 | 6,305,000 | 6,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,635,000 | 17,868,000 | 15,705,000 | 16,314,000 |
| Interest-bearing deposits | 12,577,000 | 13,097,000 | 11,310,000 | 11,080,000 |
| Noninterest-bearing deposits | 5,058,000 | 4,771,000 | 4,395,000 | 5,234,000 |
| Equity capital | 1,207,000 | 1,206,000 | 1,201,000 | 1,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 168,000 | 346,000 | 540,000 | 726,000 |
| Interest expense | 7,000 | 22,000 | 33,000 | 42,000 |
| Net interest income | 161,000 | 324,000 | 507,000 | 684,000 |
| Noninterest income | 29,000 | 82,000 | 113,000 | 135,000 |
| Noninterest expense | 200,000 | 405,000 | 617,000 | 872,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -10,000 | 1,000 | 3,000 | -53,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -10,000 | 1,000 | 3,000 | -53,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,317,000 | 1,326,000 | 1,332,000 | 1,249,000 |
| Total capital | 1,436,000 | 1,458,000 | 1,480,000 | 1,393,000 |
| Risk-weighted assets | 9,558,000 | 10,348,000 | 11,780,000 | 11,477,000 |