Call reports 2017
BANK OF FAIRPORT, THE — 2017
What BANK OF FAIRPORT, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 23,730,000 | 19,479,000 | 18,090,000 | 17,952,000 |
| Total loans | 9,343,000 | 9,207,000 | 8,716,000 | 8,566,000 |
| Allowance for loan losses | 262,000 | 264,000 | 160,000 | 161,000 |
| Securities available for sale | 8,888,000 | 7,890,000 | 7,332,000 | 6,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,238,000 | 17,977,000 | 16,671,000 | 16,701,000 |
| Interest-bearing deposits | 17,518,000 | 13,174,000 | 12,196,000 | 11,353,000 |
| Noninterest-bearing deposits | 4,720,000 | 4,803,000 | 4,475,000 | 5,348,000 |
| Equity capital | 1,471,000 | 1,487,000 | 1,404,000 | 1,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 173,000 | 352,000 | 502,000 | 660,000 |
| Interest expense | 10,000 | 23,000 | 30,000 | 34,000 |
| Net interest income | 163,000 | 329,000 | 472,000 | 626,000 |
| Noninterest income | 27,000 | 56,000 | 68,000 | 91,000 |
| Noninterest expense | 308,000 | 476,000 | 711,000 | 982,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -118,000 | -91,000 | -171,000 | -265,000 |
| Income tax | 0 | 70,000 | 70,000 | 70,000 |
| Net income | -118,000 | -161,000 | -241,000 | -335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,519,000 | 1,521,000 | 1,439,000 | 1,334,000 |
| Total capital | 1,668,000 | 1,646,000 | 1,558,000 | 1,450,000 |
| Risk-weighted assets | 11,667,000 | 9,935,000 | 9,482,000 | 9,222,000 |