Call reports 2016
BANK OF FAIRPORT, THE — 2016
What BANK OF FAIRPORT, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 24,357,000 | 23,735,000 | 23,151,000 | 23,239,000 |
| Total loans | 9,069,000 | 9,892,000 | 9,447,000 | 8,892,000 |
| Allowance for loan losses | 255,000 | 257,000 | 260,000 | 261,000 |
| Securities available for sale | 11,087,000 | 9,820,000 | 10,164,000 | 8,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,429,000 | 21,856,000 | 21,405,000 | 21,607,000 |
| Interest-bearing deposits | 18,422,000 | 17,900,000 | 17,396,000 | 16,642,000 |
| Noninterest-bearing deposits | 4,007,000 | 3,956,000 | 4,009,000 | 4,965,000 |
| Equity capital | 1,870,000 | 1,845,000 | 1,718,000 | 1,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 207,000 | 395,000 | 629,000 | 822,000 |
| Interest expense | 14,000 | 26,000 | 38,000 | 50,000 |
| Net interest income | 193,000 | 369,000 | 591,000 | 772,000 |
| Noninterest income | 24,000 | 48,000 | 29,000 | 53,000 |
| Noninterest expense | 236,000 | 506,000 | 799,000 | 1,066,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -3,000 | -69,000 | -159,000 | -221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,000 | -69,000 | -159,000 | -221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,794,000 | 1,721,000 | 1,640,000 | 1,612,000 |
| Total capital | 1,942,000 | 1,835,000 | 1,773,000 | 1,768,000 |
| Risk-weighted assets | 11,704,000 | 8,828,000 | 10,580,000 | 12,349,000 |