Call reports 2004
BANK OF FAIRPORT, THE — 2004
What BANK OF FAIRPORT, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 20,189,000 | 19,799,000 | 19,603,000 | 20,674,000 |
| Total loans | 10,046,000 | 9,004,000 | 8,726,000 | 8,152,000 |
| Allowance for loan losses | 304,000 | 310,000 | 315,000 | 320,000 |
| Securities available for sale | 6,839,000 | 8,021,000 | 8,351,000 | 9,088,000 |
| Securities held to maturity | 145,000 | 25,000 | 119,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,861,000 | 17,542,000 | 17,308,000 | 18,534,000 |
| Interest-bearing deposits | 15,853,000 | 15,586,000 | 15,583,000 | 16,119,000 |
| Noninterest-bearing deposits | 2,008,000 | 1,956,000 | 1,725,000 | 2,415,000 |
| Equity capital | 2,265,000 | 2,178,000 | 2,223,000 | 2,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 242,000 | 476,000 | 679,000 | 909,000 |
| Interest expense | 81,000 | 164,000 | 252,000 | 342,000 |
| Net interest income | 161,000 | 312,000 | 427,000 | 567,000 |
| Noninterest income | 30,000 | 62,000 | 86,000 | 111,000 |
| Noninterest expense | 162,000 | 319,000 | 458,000 | 692,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 71,000 |
| Pretax income | 29,000 | 17,000 | 17,000 | -83,000 |
| Income tax | -1,000 | -8,000 | -13,000 | -66,000 |
| Net income | 30,000 | 25,000 | 30,000 | -17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,215,000 | 2,200,000 | 2,223,000 | 2,072,000 |
| Total capital | 2,371,000 | 2,347,000 | 2,369,000 | 2,216,000 |
| Risk-weighted assets | 12,324,000 | 11,628,000 | 11,544,000 | 11,241,000 |
Machine access — free, no API key
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