Call report 2024Q4
LOCALITY BANK — 2024Q4
The 22 measures LOCALITY BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 281,204,000 | USD | evidence → |
| Total loans | 208,742,000 | USD | evidence → |
| Allowance for loan losses | 3,195,000 | USD | evidence → |
| Securities available for sale | 11,548,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 242,979,000 | USD | evidence → |
| Interest-bearing deposits | 210,127,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,852,000 | USD | evidence → |
| Equity capital | 32,027,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,667,000 | USD | evidence → |
| Interest expense | 6,884,000 | USD | evidence → |
| Net interest income | 7,783,000 | USD | evidence → |
| Noninterest income | 827,000 | USD | evidence → |
| Noninterest expense | 9,146,000 | USD | evidence → |
| Provision for loan losses | 1,921,000 | USD | evidence → |
| Pretax income | -2,413,000 | USD | evidence → |
| Income tax | -2,211,000 | USD | evidence → |
| Net income | -202,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,108,000 | USD | evidence → |