Call report 2022Q2
LOCALITY BANK — 2022Q2
The 22 measures LOCALITY BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,487,000 | USD | evidence → |
| Total loans | 36,779,000 | USD | evidence → |
| Allowance for loan losses | 380,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,870,000 | USD | evidence → |
| Interest-bearing deposits | 26,726,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,144,000 | USD | evidence → |
| Equity capital | 35,605,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 394,000 | USD | evidence → |
| Interest expense | 13,000 | USD | evidence → |
| Net interest income | 381,000 | USD | evidence → |
| Noninterest income | 22,000 | USD | evidence → |
| Noninterest expense | 3,491,000 | USD | evidence → |
| Provision for loan losses | 380,000 | USD | evidence → |
| Pretax income | -3,468,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -3,468,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,605,000 | USD | evidence → |
| Total capital | 35,985,000 | USD | evidence → |
| Risk-weighted assets | 39,234,000 | USD | evidence → |