Call reports 2016
PREMIER BANK & TRUST — 2016
What PREMIER BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 319,060,000 | 319,671,000 | 344,889,000 | 355,960,000 |
| Total loans | 263,970,000 | 273,834,000 | 288,191,000 | 276,242,000 |
| Allowance for loan losses | 2,646,000 | 2,738,000 | 2,878,000 | 2,927,000 |
| Securities available for sale | 11,688,000 | 10,083,000 | 20,056,000 | 18,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,633,000 | 250,397,000 | 271,718,000 | 278,243,000 |
| Interest-bearing deposits | 199,308,000 | 202,625,000 | 216,913,000 | 222,108,000 |
| Noninterest-bearing deposits | 55,325,000 | 47,772,000 | 54,805,000 | 56,135,000 |
| Equity capital | 32,068,000 | 32,574,000 | 33,078,000 | 33,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,751,000 | 5,568,000 | 8,495,000 | 11,456,000 |
| Interest expense | 415,000 | 851,000 | 1,306,000 | 1,763,000 |
| Net interest income | 2,336,000 | 4,717,000 | 7,189,000 | 9,693,000 |
| Noninterest income | 448,000 | 1,138,000 | 1,833,000 | 2,494,000 |
| Noninterest expense | 2,178,000 | 4,382,000 | 6,644,000 | 8,926,000 |
| Provision for loan losses | 0 | 108,000 | 233,000 | 632,000 |
| Pretax income | 606,000 | 1,365,000 | 2,145,000 | 2,629,000 |
| Income tax | 218,000 | 489,000 | 770,000 | 961,000 |
| Net income | 388,000 | 876,000 | 1,375,000 | 1,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,834,000 | 30,647,000 | 31,415,000 | 32,002,000 |
| Total capital | 32,480,000 | 33,385,000 | 34,293,000 | 34,929,000 |
| Risk-weighted assets | 265,895,000 | 266,784,000 | 279,445,000 | 267,907,000 |