Call reports 2015
PREMIER BANK & TRUST — 2015
What PREMIER BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 285,524,000 | 297,341,000 | 314,390,000 | 320,763,000 |
| Total loans | 240,720,000 | 238,842,000 | 246,245,000 | 252,939,000 |
| Allowance for loan losses | 2,698,000 | 2,711,000 | 2,958,000 | 2,624,000 |
| Securities available for sale | 10,477,000 | 10,129,000 | 12,579,000 | 10,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,160,000 | 227,097,000 | 246,583,000 | 254,869,000 |
| Interest-bearing deposits | 166,857,000 | 181,048,000 | 194,476,000 | 198,392,000 |
| Noninterest-bearing deposits | 47,303,000 | 46,049,000 | 52,107,000 | 56,477,000 |
| Equity capital | 30,510,000 | 30,830,000 | 31,127,000 | 31,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,441,000 | 4,964,000 | 7,634,000 | 10,317,000 |
| Interest expense | 305,000 | 651,000 | 1,031,000 | 1,436,000 |
| Net interest income | 2,136,000 | 4,313,000 | 6,603,000 | 8,881,000 |
| Noninterest income | 513,000 | 970,000 | 1,509,000 | 1,903,000 |
| Noninterest expense | 2,035,000 | 4,088,000 | 6,204,000 | 8,326,000 |
| Provision for loan losses | 13,000 | 66,000 | 345,000 | 512,000 |
| Pretax income | 582,000 | 1,111,000 | 1,544,000 | 1,927,000 |
| Income tax | 200,000 | 391,000 | 551,000 | 696,000 |
| Net income | 382,000 | 720,000 | 993,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,527,000 | 28,140,000 | 28,669,000 | 29,087,000 |
| Total capital | 30,225,000 | 30,851,000 | 31,627,000 | 31,711,000 |
| Risk-weighted assets | 243,637,000 | 241,574,000 | 247,861,000 | 250,401,000 |