Call reports 2014
PREMIER BANK & TRUST — 2014
What PREMIER BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 242,652,000 | 261,959,000 | 267,990,000 | 265,439,000 |
| Total loans | 209,151,000 | 223,619,000 | 223,009,000 | 224,041,000 |
| Allowance for loan losses | 2,590,000 | 2,520,000 | 2,615,000 | 2,646,000 |
| Securities available for sale | 9,055,000 | 8,609,000 | 11,621,000 | 10,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,901,000 | 187,109,000 | 199,533,000 | 192,280,000 |
| Interest-bearing deposits | 147,122,000 | 146,350,000 | 153,287,000 | 148,587,000 |
| Noninterest-bearing deposits | 38,779,000 | 40,759,000 | 46,246,000 | 43,693,000 |
| Equity capital | 24,368,000 | 29,125,000 | 29,366,000 | 29,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,152,000 | 4,414,000 | 6,741,000 | 9,129,000 |
| Interest expense | 270,000 | 551,000 | 848,000 | 1,153,000 |
| Net interest income | 1,882,000 | 3,863,000 | 5,893,000 | 7,976,000 |
| Noninterest income | 388,000 | 690,000 | 1,164,000 | 1,732,000 |
| Noninterest expense | 1,918,000 | 3,836,000 | 5,912,000 | 8,228,000 |
| Provision for loan losses | 57,000 | -50,000 | 15,000 | 78,000 |
| Pretax income | 295,000 | 767,000 | 1,130,000 | 1,471,000 |
| Income tax | 0 | -3,229,000 | -3,093,000 | -2,933,000 |
| Net income | 295,000 | 3,996,000 | 4,223,000 | 4,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,259,000 | 24,890,000 | 25,308,000 | 25,799,000 |
| Total capital | 25,849,000 | 27,410,000 | 27,923,000 | 28,445,000 |
| Risk-weighted assets | 210,619,000 | 223,811,000 | 221,489,000 | 219,928,000 |