Call reports 2013
PREMIER BANK & TRUST — 2013
What PREMIER BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 179,743,000 | 213,312,000 | 224,336,000 | 229,843,000 |
| Total loans | 159,650,000 | 183,100,000 | 185,183,000 | 198,301,000 |
| Allowance for loan losses | 2,425,000 | 2,463,000 | 2,468,000 | 2,499,000 |
| Securities available for sale | 10,042,000 | 9,292,000 | 8,761,000 | 10,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,269,000 | 161,995,000 | 169,242,000 | 174,963,000 |
| Interest-bearing deposits | 116,118,000 | 130,848,000 | 136,992,000 | 139,830,000 |
| Noninterest-bearing deposits | 26,151,000 | 31,147,000 | 32,250,000 | 35,133,000 |
| Equity capital | 19,145,000 | 22,269,000 | 22,696,000 | 23,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,704,000 | 3,535,000 | 5,617,000 | 7,748,000 |
| Interest expense | 196,000 | 408,000 | 667,000 | 936,000 |
| Net interest income | 1,508,000 | 3,127,000 | 4,950,000 | 6,812,000 |
| Noninterest income | 332,000 | 662,000 | 1,168,000 | 1,551,000 |
| Noninterest expense | 1,698,000 | 3,526,000 | 5,537,000 | 7,493,000 |
| Provision for loan losses | 71,000 | 139,000 | 169,000 | 277,000 |
| Pretax income | 94,000 | 334,000 | 795,000 | 1,152,000 |
| Income tax | 0 | 11,000 | 39,000 | 75,000 |
| Net income | 94,000 | 323,000 | 756,000 | 1,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,546,000 | 21,006,000 | 21,530,000 | 22,452,000 |
| Total capital | 20,522,000 | 23,309,000 | 23,860,000 | 24,951,000 |
| Risk-weighted assets | 157,634,000 | 184,056,000 | 186,277,000 | 201,398,000 |