Call reports 2012
PREMIER BANK & TRUST — 2012
What PREMIER BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 158,758,000 | 157,647,000 | 171,555,000 | 174,736,000 |
| Total loans | 117,739,000 | 129,884,000 | 147,836,000 | 152,072,000 |
| Allowance for loan losses | 2,419,000 | 2,271,000 | 2,515,000 | 2,348,000 |
| Securities available for sale | 12,516,000 | 14,257,000 | 12,296,000 | 11,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,946,000 | 114,266,000 | 117,560,000 | 131,989,000 |
| Interest-bearing deposits | 85,565,000 | 89,879,000 | 91,974,000 | 106,776,000 |
| Noninterest-bearing deposits | 27,381,000 | 24,387,000 | 25,586,000 | 25,213,000 |
| Equity capital | 18,397,000 | 18,494,000 | 18,630,000 | 18,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,443,000 | 2,946,000 | 4,628,000 | 6,328,000 |
| Interest expense | 160,000 | 324,000 | 496,000 | 685,000 |
| Net interest income | 1,283,000 | 2,622,000 | 4,132,000 | 5,643,000 |
| Noninterest income | 283,000 | 634,000 | 928,000 | 1,187,000 |
| Noninterest expense | 1,763,000 | 3,421,000 | 4,969,000 | 6,646,000 |
| Provision for loan losses | -8,000 | -8,000 | 110,000 | 13,000 |
| Pretax income | -189,000 | -157,000 | 36,000 | 226,000 |
| Income tax | 15,000 | -5,000 | 15,000 | 25,000 |
| Net income | -204,000 | -152,000 | 21,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,951,000 | 17,981,000 | 18,223,000 | 18,404,000 |
| Total capital | 19,426,000 | 19,593,000 | 20,035,000 | 20,307,000 |
| Risk-weighted assets | 117,035,000 | 128,309,000 | 144,228,000 | 151,819,000 |