Call reports 2011
PREMIER BANK & TRUST — 2011
What PREMIER BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 168,145,000 | 175,251,000 | 185,577,000 | 146,596,000 |
| Total loans | 105,285,000 | 106,118,000 | 115,588,000 | 111,657,000 |
| Allowance for loan losses | 3,110,000 | 2,762,000 | 2,365,000 | 2,484,000 |
| Securities available for sale | 16,816,000 | 18,551,000 | 11,122,000 | 10,678,000 |
| Securities held to maturity | 2,816,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,586,000 | 153,983,000 | 162,467,000 | 104,208,000 |
| Interest-bearing deposits | 124,341,000 | 128,483,000 | 136,656,000 | 82,946,000 |
| Noninterest-bearing deposits | 21,245,000 | 25,500,000 | 25,811,000 | 21,262,000 |
| Equity capital | 16,072,000 | 16,208,000 | 15,804,000 | 18,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,607,000 | 3,139,000 | 4,681,000 | 6,155,000 |
| Interest expense | 359,000 | 657,000 | 946,000 | 1,124,000 |
| Net interest income | 1,248,000 | 2,482,000 | 3,735,000 | 5,031,000 |
| Noninterest income | 313,000 | 678,000 | 968,000 | 4,917,000 |
| Noninterest expense | 2,024,000 | 4,019,000 | 6,135,000 | 8,258,000 |
| Provision for loan losses | 24,000 | -26,000 | -135,000 | 153,000 |
| Pretax income | -454,000 | -800,000 | -939,000 | 1,895,000 |
| Income tax | 0 | -150,000 | 0 | 0 |
| Net income | -454,000 | -650,000 | -939,000 | 1,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,705,000 | 15,410,000 | 15,322,000 | 18,106,000 |
| Total capital | 17,015,000 | 16,773,000 | 16,815,000 | 19,501,000 |
| Risk-weighted assets | 103,635,000 | 107,645,000 | 118,591,000 | 110,510,000 |