Call reports 2010
PREMIER BANK & TRUST — 2010
What PREMIER BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 170,673,000 | 171,967,000 | 169,102,000 | 170,608,000 |
| Total loans | 101,623,000 | 99,542,000 | 98,879,000 | 104,839,000 |
| Allowance for loan losses | 4,033,000 | 3,818,000 | 3,614,000 | 3,056,000 |
| Securities available for sale | 27,646,000 | 25,636,000 | 31,539,000 | 25,207,000 |
| Securities held to maturity | 2,996,000 | 2,995,000 | 2,995,000 | 2,816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,937,000 | 139,209,000 | 141,914,000 | 143,479,000 |
| Interest-bearing deposits | 125,257,000 | 123,215,000 | 124,649,000 | 122,455,000 |
| Noninterest-bearing deposits | 15,680,000 | 15,994,000 | 17,265,000 | 21,024,000 |
| Equity capital | 17,889,000 | 17,865,000 | 16,872,000 | 16,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,820,000 | 3,624,000 | 5,297,000 | 6,905,000 |
| Interest expense | 652,000 | 1,231,000 | 1,762,000 | 2,204,000 |
| Net interest income | 1,168,000 | 2,393,000 | 3,535,000 | 4,701,000 |
| Noninterest income | 190,000 | 354,000 | 502,000 | 827,000 |
| Noninterest expense | 2,034,000 | 4,023,000 | 6,151,000 | 8,251,000 |
| Provision for loan losses | 77,000 | 3,000 | 291,000 | 34,000 |
| Pretax income | -753,000 | -1,295,000 | -2,421,000 | -2,648,000 |
| Income tax | 0 | 0 | 0 | -202,000 |
| Net income | -753,000 | -1,295,000 | -2,421,000 | -2,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,998,000 | 17,456,000 | 16,376,000 | 16,207,000 |
| Total capital | 19,230,000 | 18,661,000 | 17,593,000 | 17,507,000 |
| Risk-weighted assets | 95,786,000 | 93,799,000 | 94,933,000 | 102,277,000 |