Call reports 2009
PREMIER BANK & TRUST — 2009
What PREMIER BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 190,132,000 | 186,280,000 | 173,949,000 | 163,149,000 |
| Total loans | 127,081,000 | 117,606,000 | 113,769,000 | 106,120,000 |
| Allowance for loan losses | 3,566,000 | 2,818,000 | 4,745,000 | 3,946,000 |
| Securities available for sale | 37,757,000 | 46,028,000 | 28,153,000 | 26,892,000 |
| Securities held to maturity | 2,999,000 | 2,998,000 | 2,997,000 | 2,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,891,000 | 157,414,000 | 147,448,000 | 140,122,000 |
| Interest-bearing deposits | 142,986,000 | 140,941,000 | 132,817,000 | 124,276,000 |
| Noninterest-bearing deposits | 16,905,000 | 16,473,000 | 14,631,000 | 15,846,000 |
| Equity capital | 9,492,000 | 8,208,000 | 6,227,000 | 2,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,397,000 | 4,645,000 | 6,759,000 | 8,705,000 |
| Interest expense | 1,139,000 | 2,212,000 | 3,196,000 | 4,049,000 |
| Net interest income | 1,258,000 | 2,433,000 | 3,563,000 | 4,656,000 |
| Noninterest income | 247,000 | 443,000 | 733,000 | 221,000 |
| Noninterest expense | 1,592,000 | 3,516,000 | 5,280,000 | 6,942,000 |
| Provision for loan losses | 181,000 | 556,000 | 2,790,000 | 5,337,000 |
| Pretax income | 307,000 | -621,000 | -2,967,000 | -6,595,000 |
| Income tax | -245,000 | -251,000 | -251,000 | -251,000 |
| Net income | 552,000 | -370,000 | -2,716,000 | -6,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,449,000 | 8,525,000 | 6,172,000 | 2,566,000 |
| Total capital | 11,032,000 | 9,957,000 | 7,550,000 | 3,854,000 |
| Risk-weighted assets | 124,669,000 | 113,234,000 | 106,886,000 | 100,388,000 |