Call reports 2008
PREMIER BANK & TRUST — 2008
What PREMIER BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 189,062,000 | 183,946,000 | 179,958,000 | 186,523,000 |
| Total loans | 137,644,000 | 131,421,000 | 132,198,000 | 133,236,000 |
| Allowance for loan losses | 1,628,000 | 1,632,000 | 1,631,000 | 3,398,000 |
| Securities available for sale | 28,296,000 | 36,359,000 | 32,953,000 | 32,727,000 |
| Securities held to maturity | 3,002,000 | 3,001,000 | 3,001,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,967,000 | 149,173,000 | 141,159,000 | 146,784,000 |
| Interest-bearing deposits | 137,504,000 | 132,397,000 | 123,078,000 | 129,046,000 |
| Noninterest-bearing deposits | 15,463,000 | 16,776,000 | 18,081,000 | 17,738,000 |
| Equity capital | 14,894,000 | 14,502,000 | 10,876,000 | 9,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,809,000 | 5,545,000 | 8,140,000 | 10,678,000 |
| Interest expense | 1,453,000 | 2,749,000 | 3,905,000 | 4,998,000 |
| Net interest income | 1,356,000 | 2,796,000 | 4,235,000 | 5,680,000 |
| Noninterest income | 284,000 | 600,000 | 918,000 | 1,152,000 |
| Noninterest expense | 1,612,000 | 3,242,000 | 5,043,000 | 7,063,000 |
| Provision for loan losses | 7,000 | 12,000 | 989,000 | 2,731,000 |
| Pretax income | 21,000 | -17,000 | -3,738,000 | -5,821,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 21,000 | -17,000 | -3,738,000 | -5,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,514,000 | 14,629,000 | 10,934,000 | 8,734,000 |
| Total capital | 16,142,000 | 16,261,000 | 12,565,000 | 10,454,000 |
| Risk-weighted assets | 143,453,000 | 136,051,000 | 134,930,000 | 135,957,000 |