Call reports 2007
PREMIER BANK & TRUST — 2007
What PREMIER BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 225,825,000 | 223,698,000 | 184,734,000 | 180,212,000 |
| Total loans | 179,087,000 | 179,687,000 | 141,269,000 | 136,457,000 |
| Allowance for loan losses | 1,757,000 | 1,766,000 | 1,620,000 | 1,623,000 |
| Securities available for sale | 25,925,000 | 24,475,000 | 23,162,000 | 29,010,000 |
| Securities held to maturity | 3,005,000 | 3,004,000 | 3,003,000 | 3,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,583,000 | 184,248,000 | 153,505,000 | 148,020,000 |
| Interest-bearing deposits | 169,098,000 | 164,044,000 | 138,876,000 | 133,020,000 |
| Noninterest-bearing deposits | 18,485,000 | 20,204,000 | 14,629,000 | 15,000,000 |
| Equity capital | 20,282,000 | 20,261,000 | 16,547,000 | 14,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,664,000 | 7,276,000 | 10,894,000 | 13,786,000 |
| Interest expense | 1,957,000 | 3,933,000 | 5,929,000 | 7,486,000 |
| Net interest income | 1,707,000 | 3,343,000 | 4,965,000 | 6,300,000 |
| Noninterest income | 345,000 | 709,000 | 3,028,000 | 3,352,000 |
| Noninterest expense | 1,904,000 | 3,815,000 | 5,908,000 | 7,933,000 |
| Provision for loan losses | 43,000 | 57,000 | 3,622,000 | 4,458,000 |
| Pretax income | 105,000 | 180,000 | -1,877,000 | -3,079,000 |
| Income tax | 31,000 | 53,000 | -648,000 | 115,000 |
| Net income | 74,000 | 127,000 | -1,229,000 | -3,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,419,000 | 20,517,000 | 16,503,000 | 14,566,000 |
| Total capital | 22,176,000 | 22,283,000 | 18,123,000 | 16,189,000 |
| Risk-weighted assets | 171,477,000 | 174,829,000 | 144,059,000 | 141,231,000 |