Call reports 2006
PREMIER BANK & TRUST — 2006
What PREMIER BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 213,115,000 | 223,711,000 | 226,908,000 | 230,489,000 |
| Total loans | 162,590,000 | 174,129,000 | 180,080,000 | 179,991,000 |
| Allowance for loan losses | 1,637,000 | 1,706,000 | 1,775,000 | 1,757,000 |
| Securities available for sale | 31,396,000 | 29,293,000 | 28,244,000 | 26,945,000 |
| Securities held to maturity | 836,000 | 833,000 | 831,000 | 2,202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,264,000 | 171,120,000 | 179,732,000 | 187,719,000 |
| Interest-bearing deposits | 147,958,000 | 154,947,000 | 162,545,000 | 168,970,000 |
| Noninterest-bearing deposits | 16,306,000 | 16,173,000 | 17,187,000 | 18,749,000 |
| Equity capital | 19,636,000 | 19,602,000 | 20,007,000 | 20,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,147,000 | 6,482,000 | 9,963,000 | 13,577,000 |
| Interest expense | 1,381,000 | 2,993,000 | 4,776,000 | 6,710,000 |
| Net interest income | 1,766,000 | 3,489,000 | 5,187,000 | 6,867,000 |
| Noninterest income | 263,000 | 549,000 | 823,000 | 1,139,000 |
| Noninterest expense | 1,675,000 | 3,316,000 | 5,062,000 | 6,825,000 |
| Provision for loan losses | 50,000 | 177,000 | 242,000 | 467,000 |
| Pretax income | 304,000 | 545,000 | 706,000 | 714,000 |
| Income tax | 104,000 | 187,000 | 244,000 | 251,000 |
| Net income | 200,000 | 358,000 | 462,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,908,000 | 20,111,000 | 20,257,000 | 20,298,000 |
| Total capital | 21,545,000 | 21,817,000 | 22,032,000 | 22,055,000 |
| Risk-weighted assets | 154,034,000 | 163,870,000 | 170,439,000 | 172,787,000 |