Call reports 2005
PREMIER BANK & TRUST — 2005
What PREMIER BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 200,401,000 | 201,927,000 | 206,552,000 | 207,990,000 |
| Total loans | 142,792,000 | 146,874,000 | 155,021,000 | 159,772,000 |
| Allowance for loan losses | 1,344,000 | 1,216,000 | 1,289,000 | 1,589,000 |
| Securities available for sale | 40,521,000 | 38,076,000 | 35,296,000 | 33,032,000 |
| Securities held to maturity | 646,000 | 645,000 | 841,000 | 838,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,716,000 | 164,213,000 | 160,606,000 | 164,594,000 |
| Interest-bearing deposits | 151,516,000 | 150,124,000 | 146,238,000 | 147,170,000 |
| Noninterest-bearing deposits | 12,200,000 | 14,089,000 | 14,368,000 | 17,424,000 |
| Equity capital | 19,114,000 | 19,564,000 | 19,661,000 | 19,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,592,000 | 5,372,000 | 8,285,000 | 11,355,000 |
| Interest expense | 977,000 | 2,038,000 | 3,192,000 | 4,460,000 |
| Net interest income | 1,615,000 | 3,334,000 | 5,093,000 | 6,895,000 |
| Noninterest income | 145,000 | 286,000 | 437,000 | 606,000 |
| Noninterest expense | 1,429,000 | 2,913,000 | 4,391,000 | 6,004,000 |
| Provision for loan losses | 92,000 | 107,000 | 210,000 | 523,000 |
| Pretax income | 239,000 | 600,000 | 929,000 | 974,000 |
| Income tax | 81,000 | 203,000 | 314,000 | 331,000 |
| Net income | 158,000 | 397,000 | 615,000 | 643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,019,000 | 19,313,000 | 19,584,000 | 19,661,000 |
| Total capital | 20,363,000 | 20,529,000 | 20,873,000 | 21,250,000 |
| Risk-weighted assets | 135,848,000 | 140,061,000 | 146,910,000 | 151,164,000 |