Call reports 2004
PREMIER BANK & TRUST — 2004
What PREMIER BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 168,778,000 | 172,595,000 | 183,042,000 | 194,850,000 |
| Total loans | 117,463,000 | 129,584,000 | 130,746,000 | 133,348,000 |
| Allowance for loan losses | 1,189,000 | 1,226,000 | 1,288,000 | 1,264,000 |
| Securities available for sale | 36,754,000 | 33,053,000 | 32,873,000 | 39,358,000 |
| Securities held to maturity | 0 | 0 | 649,000 | 648,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,964,000 | 129,898,000 | 143,381,000 | 157,993,000 |
| Interest-bearing deposits | 120,729,000 | 120,918,000 | 130,666,000 | 145,680,000 |
| Noninterest-bearing deposits | 8,235,000 | 8,980,000 | 12,715,000 | 12,313,000 |
| Equity capital | 18,752,000 | 18,037,000 | 19,210,000 | 19,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,188,000 | 4,508,000 | 6,935,000 | 9,472,000 |
| Interest expense | 866,000 | 1,751,000 | 2,589,000 | 3,417,000 |
| Net interest income | 1,322,000 | 2,757,000 | 4,346,000 | 6,055,000 |
| Noninterest income | 91,000 | 209,000 | 327,000 | 451,000 |
| Noninterest expense | 1,011,000 | 2,072,000 | 3,198,000 | 4,549,000 |
| Provision for loan losses | 85,000 | 235,000 | 306,000 | 306,000 |
| Pretax income | 330,000 | 672,000 | 1,177,000 | 1,659,000 |
| Income tax | 0 | 59,000 | 59,000 | 433,000 |
| Net income | 330,000 | 613,000 | 1,118,000 | 1,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,577,000 | 18,859,000 | 19,047,000 | 18,804,000 |
| Total capital | 19,766,000 | 20,085,000 | 20,335,000 | 20,068,000 |
| Risk-weighted assets | 112,971,000 | 122,112,000 | 125,005,000 | 127,960,000 |