Call reports 2003
PREMIER BANK & TRUST — 2003
What PREMIER BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 137,899,000 | 142,406,000 | 146,978,000 | 158,992,000 |
| Total loans | 82,635,000 | 88,372,000 | 100,536,000 | 109,914,000 |
| Allowance for loan losses | 891,000 | 966,000 | 1,063,000 | 1,122,000 |
| Securities available for sale | 40,562,000 | 35,543,000 | 29,972,000 | 38,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,657,000 | 120,017,000 | 122,562,000 | 124,452,000 |
| Interest-bearing deposits | 110,848,000 | 112,531,000 | 115,210,000 | 116,017,000 |
| Noninterest-bearing deposits | 6,809,000 | 7,486,000 | 7,352,000 | 8,435,000 |
| Equity capital | 17,929,000 | 18,273,000 | 17,792,000 | 18,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,898,000 | 3,802,000 | 5,726,000 | 7,796,000 |
| Interest expense | 878,000 | 1,704,000 | 2,514,000 | 3,342,000 |
| Net interest income | 1,020,000 | 2,098,000 | 3,212,000 | 4,454,000 |
| Noninterest income | 73,000 | 163,000 | 256,000 | 365,000 |
| Noninterest expense | 825,000 | 1,648,000 | 2,524,000 | 3,489,000 |
| Provision for loan losses | 80,000 | 158,000 | 304,000 | 418,000 |
| Pretax income | 246,000 | 530,000 | 756,000 | 1,025,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 246,000 | 530,000 | 756,000 | 1,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,469,000 | 17,753,000 | 17,979,000 | 18,248,000 |
| Total capital | 18,360,000 | 18,719,000 | 19,042,000 | 19,370,000 |
| Risk-weighted assets | 86,268,000 | 88,582,000 | 96,820,000 | 105,540,000 |