Call reports 2002
PREMIER BANK & TRUST — 2002
What PREMIER BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 105,128,000 | 118,787,000 | 118,664,000 | 135,967,000 |
| Total loans | 64,678,000 | 70,604,000 | 75,509,000 | 79,129,000 |
| Allowance for loan losses | 512,000 | 635,000 | 739,000 | 837,000 |
| Securities available for sale | 25,807,000 | 35,847,000 | 30,750,000 | 38,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,347,000 | 107,174,000 | 106,244,000 | 118,540,000 |
| Interest-bearing deposits | 91,063,000 | 101,312,000 | 102,219,000 | 109,899,000 |
| Noninterest-bearing deposits | 3,284,000 | 5,862,000 | 4,025,000 | 8,641,000 |
| Equity capital | 9,670,000 | 10,111,000 | 10,630,000 | 14,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,351,000 | 3,032,000 | 4,772,000 | 6,572,000 |
| Interest expense | 834,000 | 1,801,000 | 2,709,000 | 3,608,000 |
| Net interest income | 517,000 | 1,231,000 | 2,063,000 | 2,964,000 |
| Noninterest income | 59,000 | 123,000 | 191,000 | 266,000 |
| Noninterest expense | 548,000 | 1,192,000 | 1,870,000 | 2,604,000 |
| Provision for loan losses | 126,000 | 251,000 | 355,000 | 452,000 |
| Pretax income | -98,000 | -89,000 | 29,000 | 174,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -98,000 | -89,000 | 29,000 | 174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,870,000 | 9,879,000 | 9,997,000 | 14,223,000 |
| Total capital | 10,382,000 | 10,514,000 | 10,736,000 | 15,060,000 |
| Risk-weighted assets | 64,542,000 | 72,383,000 | 75,410,000 | 81,369,000 |