Call reports 2001
PREMIER BANK & TRUST — 2001
What PREMIER BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,660,000 | 43,559,000 | 57,705,000 | 78,563,000 |
| Total loans | 12,744,000 | 24,018,000 | 37,403,000 | 51,812,000 |
| Allowance for loan losses | 81,000 | 146,000 | 251,000 | 386,000 |
| Securities available for sale | 297,000 | 4,513,000 | 9,678,000 | 16,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,887,000 | 35,934,000 | 49,529,000 | 70,568,000 |
| Interest-bearing deposits | 16,257,000 | 33,772,000 | 47,634,000 | 68,050,000 |
| Noninterest-bearing deposits | 1,630,000 | 2,162,000 | 1,895,000 | 2,518,000 |
| Equity capital | 7,670,000 | 7,376,000 | 7,261,000 | 6,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 313,000 | 842,000 | 1,659,000 | 2,695,000 |
| Interest expense | 134,000 | 460,000 | 994,000 | 1,667,000 |
| Net interest income | 179,000 | 382,000 | 665,000 | 1,028,000 |
| Noninterest income | 9,000 | 29,000 | 63,000 | 113,000 |
| Noninterest expense | 468,000 | 931,000 | 1,422,000 | 1,917,000 |
| Provision for loan losses | 45,000 | 110,000 | 215,000 | 350,000 |
| Pretax income | -325,000 | -630,000 | -909,000 | -1,126,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -325,000 | -630,000 | -909,000 | -1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,669,000 | 7,364,000 | 7,085,000 | 6,868,000 |
| Total capital | 7,750,000 | 7,510,000 | 7,336,000 | 7,254,000 |
| Risk-weighted assets | 15,042,000 | 26,929,000 | 39,414,000 | 51,385,000 |