Call reports 2025
EASTERN NATIONAL BANK — 2025
What EASTERN NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 112,925,000 | 100,505,000 | 95,177,000 | 84,840,000 |
| Total loans | 74,380,000 | 63,159,000 | 59,143,000 | 55,785,000 |
| Allowance for loan losses | 1,602,000 | 1,515,000 | 1,385,000 | 1,192,000 |
| Securities available for sale | 904,000 | 826,000 | 766,000 | 699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,248,000 | 87,364,000 | 82,721,000 | 74,332,000 |
| Interest-bearing deposits | 75,497,000 | 66,795,000 | 62,972,000 | 54,314,000 |
| Noninterest-bearing deposits | 23,751,000 | 20,569,000 | 19,749,000 | 20,018,000 |
| Equity capital | 10,008,000 | 9,861,000 | 9,280,000 | 8,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,829,000 | 3,321,000 | 4,627,000 | 5,742,000 |
| Interest expense | 535,000 | 917,000 | 1,244,000 | 1,494,000 |
| Net interest income | 1,294,000 | 2,404,000 | 3,383,000 | 4,248,000 |
| Noninterest income | 106,000 | 408,000 | 582,000 | 680,000 |
| Noninterest expense | 2,550,000 | 4,115,000 | 6,145,000 | 8,542,000 |
| Provision for loan losses | 0 | 0 | -250,000 | -450,000 |
| Pretax income | -1,150,000 | -1,303,000 | -1,895,000 | -3,129,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,150,000 | -1,303,000 | -1,895,000 | -3,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,061,000 | 9,908,000 | 9,316,000 | 8,082,000 |
| Total capital | 10,972,000 | 10,648,000 | 10,005,000 | 8,743,000 |
| Risk-weighted assets | 72,147,000 | 58,415,000 | 54,420,000 | 52,317,000 |