Call reports 2024
EASTERN NATIONAL BANK — 2024
What EASTERN NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 178,678,000 | 157,833,000 | 147,592,000 | 131,189,000 |
| Total loans | 107,778,000 | 103,446,000 | 100,268,000 | 94,454,000 |
| Allowance for loan losses | 2,313,000 | 2,338,000 | 1,580,000 | 1,360,000 |
| Securities available for sale | 1,190,000 | 1,117,000 | 1,054,000 | 960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,290,000 | 139,102,000 | 130,363,000 | 115,672,000 |
| Interest-bearing deposits | 128,135,000 | 113,659,000 | 106,447,000 | 90,392,000 |
| Noninterest-bearing deposits | 30,155,000 | 25,443,000 | 23,916,000 | 25,280,000 |
| Equity capital | 14,977,000 | 13,763,000 | 12,311,000 | 11,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,658,000 | 6,754,000 | 8,582,000 |
| Interest expense | 1,135,000 | 2,178,000 | 3,108,000 | 3,883,000 |
| Net interest income | 1,141,000 | 2,480,000 | 3,646,000 | 4,699,000 |
| Noninterest income | 153,000 | 311,000 | 432,000 | 536,000 |
| Noninterest expense | 2,653,000 | 5,373,000 | 8,829,000 | 11,439,000 |
| Provision for loan losses | -50,000 | -50,000 | -850,000 | -1,150,000 |
| Pretax income | -1,309,000 | -2,532,000 | -3,901,000 | -5,054,000 |
| Income tax | 0 | 0 | 108,000 | 108,000 |
| Net income | -1,309,000 | -2,532,000 | -4,009,000 | -5,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,064,000 | 13,841,000 | 12,364,000 | 11,209,000 |
| Total capital | 16,431,000 | 15,206,000 | 13,601,000 | 12,384,000 |
| Risk-weighted assets | 108,376,000 | 108,166,000 | 98,588,000 | 93,798,000 |