Call reports 2023
EASTERN NATIONAL BANK — 2023
What EASTERN NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 218,645,000 | 216,239,000 | 199,966,000 | 183,984,000 |
| Total loans | 132,461,000 | 121,667,000 | 123,804,000 | 111,682,000 |
| Allowance for loan losses | 2,856,000 | 2,662,000 | 2,504,000 | 2,347,000 |
| Securities available for sale | 1,534,000 | 1,417,000 | 1,314,000 | 1,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,879,000 | 192,523,000 | 176,529,000 | 161,859,000 |
| Interest-bearing deposits | 163,929,000 | 160,576,000 | 145,911,000 | 131,951,000 |
| Noninterest-bearing deposits | 29,950,000 | 31,947,000 | 30,618,000 | 29,908,000 |
| Equity capital | 18,645,000 | 17,547,000 | 17,067,000 | 16,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,498,000 | 5,080,000 | 7,726,000 | 10,153,000 |
| Interest expense | 871,000 | 2,058,000 | 3,311,000 | 4,479,000 |
| Net interest income | 1,627,000 | 3,022,000 | 4,415,000 | 5,674,000 |
| Noninterest income | 163,000 | 334,000 | 971,000 | 1,143,000 |
| Noninterest expense | 2,707,000 | 5,503,000 | 8,230,000 | 10,849,000 |
| Provision for loan losses | 0 | -150,000 | -375,000 | -725,000 |
| Pretax income | -917,000 | -1,997,000 | -2,469,000 | -3,307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -917,000 | -1,997,000 | -2,469,000 | -3,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,764,000 | 17,683,000 | 17,211,000 | 16,373,000 |
| Total capital | 20,594,000 | 19,283,000 | 18,844,000 | 17,844,000 |
| Risk-weighted assets | 145,224,000 | 126,750,000 | 129,606,000 | 116,788,000 |