Call reports 2022
EASTERN NATIONAL BANK — 2022
What EASTERN NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 264,136,000 | 251,494,000 | 237,806,000 | 226,508,000 |
| Total loans | 162,623,000 | 151,634,000 | 149,542,000 | 137,752,000 |
| Allowance for loan losses | 2,941,000 | 2,897,000 | 2,458,000 | 3,011,000 |
| Securities available for sale | 2,072,000 | 1,886,000 | 1,695,000 | 1,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,189,000 | 224,948,000 | 211,733,000 | 200,939,000 |
| Interest-bearing deposits | 182,545,000 | 175,880,000 | 168,123,000 | 162,011,000 |
| Noninterest-bearing deposits | 53,644,000 | 49,068,000 | 43,610,000 | 38,928,000 |
| Equity capital | 21,791,000 | 20,785,000 | 20,127,000 | 19,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,864,000 | 3,553,000 | 5,568,000 | 8,018,000 |
| Interest expense | 144,000 | 293,000 | 541,000 | 1,041,000 |
| Net interest income | 1,720,000 | 3,260,000 | 5,027,000 | 6,977,000 |
| Noninterest income | 241,000 | 535,000 | 944,000 | 1,134,000 |
| Noninterest expense | 2,916,000 | 5,831,000 | 8,613,000 | 11,537,000 |
| Provision for loan losses | -300,000 | -450,000 | -450,000 | -625,000 |
| Pretax income | -746,000 | -1,721,000 | -2,327,000 | -2,936,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -746,000 | -1,721,000 | -2,327,000 | -2,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,869,000 | 20,895,000 | 20,289,000 | 19,679,000 |
| Total capital | 24,059,000 | 22,943,000 | 22,320,000 | 21,565,000 |
| Risk-weighted assets | 174,284,000 | 162,832,000 | 161,867,000 | 149,561,000 |