Call reports 2021
EASTERN NATIONAL BANK — 2021
What EASTERN NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 338,196,000 | 320,079,000 | 282,720,000 | 264,271,000 |
| Total loans | 231,196,000 | 210,977,000 | 196,591,000 | 175,861,000 |
| Allowance for loan losses | 4,684,000 | 4,426,000 | 3,924,000 | 3,140,000 |
| Securities available for sale | 3,037,000 | 2,793,000 | 2,576,000 | 2,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,186,000 | 294,871,000 | 257,830,000 | 239,756,000 |
| Interest-bearing deposits | 250,696,000 | 240,972,000 | 207,187,000 | 189,969,000 |
| Noninterest-bearing deposits | 61,490,000 | 53,899,000 | 50,643,000 | 49,787,000 |
| Equity capital | 23,645,000 | 23,115,000 | 22,846,000 | 22,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,709,000 | 5,249,000 | 7,530,000 | 9,606,000 |
| Interest expense | 484,000 | 792,000 | 1,006,000 | 1,171,000 |
| Net interest income | 2,225,000 | 4,457,000 | 6,524,000 | 8,435,000 |
| Noninterest income | 418,000 | 650,000 | 880,000 | 1,106,000 |
| Noninterest expense | 3,308,000 | 6,772,000 | 10,148,000 | 13,393,000 |
| Provision for loan losses | -500,000 | -960,000 | -1,785,000 | -2,735,000 |
| Pretax income | -200,000 | -734,000 | -998,000 | -1,175,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -200,000 | -734,000 | -998,000 | -1,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,591,000 | 23,057,000 | 22,794,000 | 22,616,000 |
| Total capital | 26,442,000 | 25,733,000 | 25,278,000 | 24,890,000 |
| Risk-weighted assets | 225,954,000 | 212,179,000 | 197,169,000 | 180,884,000 |