Call reports 2020
EASTERN NATIONAL BANK — 2020
What EASTERN NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 338,225,000 | 341,521,000 | 356,144,000 | 349,708,000 |
| Total loans | 285,060,000 | 267,884,000 | 255,751,000 | 237,463,000 |
| Allowance for loan losses | 4,916,000 | 5,069,000 | 5,034,000 | 5,059,000 |
| Securities available for sale | 4,248,000 | 4,006,000 | 3,674,000 | 3,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,989,000 | 306,240,000 | 321,479,000 | 322,916,000 |
| Interest-bearing deposits | 237,091,000 | 242,787,000 | 259,695,000 | 258,949,000 |
| Noninterest-bearing deposits | 64,898,000 | 63,453,000 | 61,784,000 | 63,967,000 |
| Equity capital | 33,446,000 | 32,493,000 | 31,451,000 | 23,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,482,000 | 6,700,000 | 9,764,000 | 12,739,000 |
| Interest expense | 1,084,000 | 2,040,000 | 2,887,000 | 3,568,000 |
| Net interest income | 2,398,000 | 4,660,000 | 6,877,000 | 9,171,000 |
| Noninterest income | 320,000 | 552,000 | 976,000 | 1,258,000 |
| Noninterest expense | 4,224,000 | 7,954,000 | 11,847,000 | 15,630,000 |
| Provision for loan losses | 250,000 | 325,000 | 400,000 | 475,000 |
| Pretax income | -1,724,000 | -3,019,000 | -4,346,000 | -5,633,000 |
| Income tax | -448,000 | -785,000 | -1,122,000 | 5,172,000 |
| Net income | -1,276,000 | -2,234,000 | -3,224,000 | -10,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,538,000 | 27,243,000 | 25,917,000 | 23,792,000 |
| Total capital | 31,952,000 | 30,524,000 | 29,131,000 | 26,707,000 |
| Risk-weighted assets | 271,465,000 | 260,563,000 | 255,163,000 | 230,862,000 |