Call reports 2019
EASTERN NATIONAL BANK — 2019
What EASTERN NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 388,259,000 | 368,747,000 | 357,226,000 | 341,593,000 |
| Total loans | 329,441,000 | 316,496,000 | 282,859,000 | 294,858,000 |
| Allowance for loan losses | 6,522,000 | 6,339,000 | 6,469,000 | 5,448,000 |
| Securities available for sale | 4,969,000 | 4,759,000 | 4,511,000 | 4,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,641,000 | 327,941,000 | 316,968,000 | 303,119,000 |
| Interest-bearing deposits | 254,297,000 | 250,269,000 | 249,307,000 | 239,354,000 |
| Noninterest-bearing deposits | 72,344,000 | 77,672,000 | 67,661,000 | 63,765,000 |
| Equity capital | 37,294,000 | 36,843,000 | 36,151,000 | 34,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,416,000 | 8,595,000 | 12,648,000 | 16,264,000 |
| Interest expense | 1,348,000 | 2,581,000 | 3,833,000 | 5,041,000 |
| Net interest income | 3,068,000 | 6,014,000 | 8,815,000 | 11,223,000 |
| Noninterest income | 455,000 | 841,000 | 1,297,000 | 1,887,000 |
| Noninterest expense | 3,559,000 | 7,442,000 | 11,545,000 | 15,892,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,226,000 |
| Pretax income | -162,000 | -835,000 | -1,816,000 | -3,951,000 |
| Income tax | -70,000 | -260,000 | -525,000 | -1,076,000 |
| Net income | -92,000 | -575,000 | -1,291,000 | -2,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,047,000 | 33,377,000 | 32,402,000 | 30,263,000 |
| Total capital | 38,140,000 | 37,301,000 | 35,769,000 | 33,842,000 |
| Risk-weighted assets | 324,901,000 | 311,333,000 | 266,118,000 | 284,279,000 |