Call reports 2018
EASTERN NATIONAL BANK — 2018
What EASTERN NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 441,177,000 | 435,861,000 | 414,492,000 | 412,338,000 |
| Total loans | 388,096,000 | 375,347,000 | 368,139,000 | 350,974,000 |
| Allowance for loan losses | 4,356,000 | 4,737,000 | 4,490,000 | 6,301,000 |
| Securities available for sale | 7,783,000 | 7,479,000 | 7,136,000 | 5,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,975,000 | 348,923,000 | 317,585,000 | 320,365,000 |
| Interest-bearing deposits | 267,831,000 | 257,121,000 | 235,022,000 | 246,748,000 |
| Noninterest-bearing deposits | 95,144,000 | 91,802,000 | 82,563,000 | 73,617,000 |
| Equity capital | 42,763,000 | 42,484,000 | 41,997,000 | 37,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,563,000 | 9,111,000 | 13,740,000 | 18,200,000 |
| Interest expense | 868,000 | 1,804,000 | 2,783,000 | 3,992,000 |
| Net interest income | 3,695,000 | 7,307,000 | 10,957,000 | 14,208,000 |
| Noninterest income | 511,000 | 958,000 | 1,337,000 | 1,776,000 |
| Noninterest expense | 4,155,000 | 8,292,000 | 12,066,000 | 15,956,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,500,000 | 7,575,000 |
| Pretax income | -249,000 | -627,000 | -1,272,000 | -7,636,000 |
| Income tax | -91,000 | -218,000 | -415,000 | -1,977,000 |
| Net income | -158,000 | -409,000 | -857,000 | -5,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,540,000 | 41,148,000 | 40,493,000 | 34,209,000 |
| Total capital | 46,035,000 | 45,681,000 | 44,861,000 | 38,436,000 |
| Risk-weighted assets | 384,585,000 | 367,953,000 | 355,692,000 | 335,948,000 |