Call reports 2017
EASTERN NATIONAL BANK — 2017
What EASTERN NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 448,577,000 | 755,092,000 | 524,190,000 | 446,941,000 |
| Total loans | 373,229,000 | 380,331,000 | 404,941,000 | 405,477,000 |
| Allowance for loan losses | 3,915,000 | 3,873,000 | 3,826,000 | 4,009,000 |
| Securities available for sale | 9,094,000 | 8,813,000 | 8,552,000 | 8,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,442,000 | 367,432,000 | 381,779,000 | 366,201,000 |
| Interest-bearing deposits | 260,857,000 | 265,038,000 | 272,165,000 | 268,090,000 |
| Noninterest-bearing deposits | 90,585,000 | 102,394,000 | 109,614,000 | 98,111,000 |
| Equity capital | 42,627,000 | 43,236,000 | 43,939,000 | 43,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,096,000 | 8,572,000 | 13,453,000 | 18,199,000 |
| Interest expense | 608,000 | 1,314,000 | 2,022,000 | 2,767,000 |
| Net interest income | 3,488,000 | 7,258,000 | 11,431,000 | 15,432,000 |
| Noninterest income | 521,000 | 1,323,000 | 2,106,000 | 2,536,000 |
| Noninterest expense | 3,351,000 | 7,074,000 | 10,866,000 | 14,641,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 1,575,000 |
| Pretax income | 658,000 | 1,507,000 | 2,521,000 | 1,752,000 |
| Income tax | 194,000 | 458,000 | 782,000 | 890,000 |
| Net income | 464,000 | 1,049,000 | 1,739,000 | 862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,612,000 | 41,424,000 | 42,453,000 | 41,721,000 |
| Total capital | 44,666,000 | 45,437,000 | 46,418,000 | 45,869,000 |
| Risk-weighted assets | 385,680,000 | 386,366,000 | 407,116,000 | 400,273,000 |