Call reports 2016
EASTERN NATIONAL BANK — 2016
What EASTERN NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 403,581,000 | 405,615,000 | 404,791,000 | 423,689,000 |
| Total loans | 343,057,000 | 332,103,000 | 342,567,000 | 375,731,000 |
| Allowance for loan losses | 4,721,000 | 4,723,000 | 4,513,000 | 4,108,000 |
| Securities available for sale | 10,905,000 | 10,596,000 | 10,170,000 | 9,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,248,000 | 323,358,000 | 327,347,000 | 336,119,000 |
| Interest-bearing deposits | 238,701,000 | 236,804,000 | 238,350,000 | 246,760,000 |
| Noninterest-bearing deposits | 87,547,000 | 86,554,000 | 88,997,000 | 89,359,000 |
| Equity capital | 41,908,000 | 42,259,000 | 42,069,000 | 42,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,797,000 | 7,578,000 | 11,410,000 | 15,441,000 |
| Interest expense | 496,000 | 1,007,000 | 1,542,000 | 2,100,000 |
| Net interest income | 3,301,000 | 6,571,000 | 9,868,000 | 13,341,000 |
| Noninterest income | 615,000 | 1,157,000 | 1,601,000 | 2,020,000 |
| Noninterest expense | 3,223,000 | 6,567,000 | 9,830,000 | 13,314,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 731,000 | 1,199,000 | 1,677,000 | 2,085,000 |
| Income tax | 275,000 | 451,000 | 631,000 | 785,000 |
| Net income | 456,000 | 748,000 | 1,046,000 | 1,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,098,000 | 39,565,000 | 39,542,000 | 39,924,000 |
| Total capital | 43,311,000 | 43,731,000 | 43,904,000 | 44,171,000 |
| Risk-weighted assets | 335,290,000 | 331,495,000 | 347,696,000 | 380,729,000 |