Call reports 2015
EASTERN NATIONAL BANK — 2015
What EASTERN NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 401,528,000 | 407,113,000 | 410,245,000 | 398,807,000 |
| Total loans | 334,278,000 | 349,522,000 | 350,517,000 | 350,841,000 |
| Allowance for loan losses | 4,696,000 | 4,698,000 | 4,688,000 | 4,704,000 |
| Securities available for sale | 14,522,000 | 13,852,000 | 13,567,000 | 12,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,922,000 | 322,026,000 | 325,330,000 | 320,911,000 |
| Interest-bearing deposits | 241,582,000 | 241,633,000 | 240,199,000 | 237,791,000 |
| Noninterest-bearing deposits | 81,340,000 | 80,393,000 | 85,131,000 | 83,120,000 |
| Equity capital | 41,146,000 | 41,374,000 | 41,848,000 | 41,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,531,000 | 7,084,000 | 10,709,000 | 14,412,000 |
| Interest expense | 435,000 | 899,000 | 1,373,000 | 1,861,000 |
| Net interest income | 3,096,000 | 6,185,000 | 9,336,000 | 12,551,000 |
| Noninterest income | 566,000 | 1,142,000 | 1,646,000 | 2,224,000 |
| Noninterest expense | 3,049,000 | 6,169,000 | 9,288,000 | 12,999,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 613,000 | 1,158,000 | 1,694,000 | 1,776,000 |
| Income tax | 230,000 | 436,000 | 637,000 | 668,000 |
| Net income | 383,000 | 722,000 | 1,057,000 | 1,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,701,000 | 38,240,000 | 38,782,000 | 38,352,000 |
| Total capital | 41,933,000 | 42,664,000 | 43,198,000 | 42,766,000 |
| Risk-weighted assets | 337,952,000 | 351,540,000 | 350,994,000 | 351,465,000 |