Call reports 2014
EASTERN NATIONAL BANK — 2014
What EASTERN NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 373,743,000 | 379,830,000 | 399,230,000 | 393,752,000 |
| Total loans | 321,504,000 | 338,918,000 | 331,883,000 | 337,003,000 |
| Allowance for loan losses | 4,618,000 | 4,579,000 | 4,649,000 | 4,656,000 |
| Securities available for sale | 15,915,000 | 15,635,000 | 15,074,000 | 14,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,200,000 | 317,325,000 | 318,465,000 | 312,860,000 |
| Interest-bearing deposits | 234,527,000 | 231,312,000 | 234,191,000 | 235,384,000 |
| Noninterest-bearing deposits | 79,673,000 | 86,013,000 | 84,274,000 | 77,476,000 |
| Equity capital | 39,778,000 | 39,770,000 | 40,146,000 | 40,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,283,000 | 6,677,000 | 10,137,000 | 13,622,000 |
| Interest expense | 410,000 | 823,000 | 1,244,000 | 1,668,000 |
| Net interest income | 2,873,000 | 5,854,000 | 8,893,000 | 11,954,000 |
| Noninterest income | 575,000 | 1,144,000 | 1,818,000 | 2,368,000 |
| Noninterest expense | 3,075,000 | 6,148,000 | 9,267,000 | 12,254,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 373,000 | 850,000 | 1,444,000 | 2,068,000 |
| Income tax | 140,000 | 320,000 | 543,000 | 778,000 |
| Net income | 233,000 | 530,000 | 901,000 | 1,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,646,000 | 35,781,000 | 36,291,000 | 37,020,000 |
| Total capital | 38,608,000 | 38,860,000 | 39,370,000 | 40,091,000 |
| Risk-weighted assets | 235,197,000 | 244,651,000 | 244,623,000 | 243,923,000 |