Call reports 2013
EASTERN NATIONAL BANK — 2013
What EASTERN NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 371,853,000 | 374,227,000 | 381,032,000 | 377,739,000 |
| Total loans | 314,189,000 | 312,806,000 | 305,127,000 | 327,002,000 |
| Allowance for loan losses | 5,223,000 | 5,024,000 | 4,709,000 | 4,561,000 |
| Securities available for sale | 18,719,000 | 17,421,000 | 16,710,000 | 16,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,917,000 | 319,629,000 | 327,809,000 | 317,604,000 |
| Interest-bearing deposits | 237,930,000 | 237,019,000 | 236,886,000 | 234,463,000 |
| Noninterest-bearing deposits | 78,987,000 | 82,610,000 | 90,923,000 | 83,141,000 |
| Equity capital | 33,376,000 | 33,341,000 | 34,551,000 | 39,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,368,000 | 6,719,000 | 10,053,000 | 13,291,000 |
| Interest expense | 405,000 | 816,000 | 1,230,000 | 1,646,000 |
| Net interest income | 2,963,000 | 5,903,000 | 8,823,000 | 11,645,000 |
| Noninterest income | 733,000 | 1,574,000 | 2,654,000 | 2,784,000 |
| Noninterest expense | 3,279,000 | 6,498,000 | 9,281,000 | 12,910,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 417,000 | 979,000 | 2,196,000 | 1,507,000 |
| Income tax | 0 | 0 | 0 | 567,000 |
| Net income | 417,000 | 979,000 | 2,196,000 | 6,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,610,000 | 34,158,000 | 35,443,000 | 34,921,000 |
| Total capital | 36,526,000 | 37,015,000 | 38,358,000 | 37,911,000 |
| Risk-weighted assets | 230,829,000 | 226,263,000 | 231,226,000 | 237,483,000 |