Call reports 2012
EASTERN NATIONAL BANK — 2012
What EASTERN NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 384,760,000 | 394,255,000 | 395,692,000 | 373,400,000 |
| Total loans | 316,342,000 | 333,956,000 | 311,173,000 | 319,415,000 |
| Allowance for loan losses | 7,466,000 | 7,352,000 | 5,503,000 | 5,286,000 |
| Securities available for sale | 20,086,000 | 19,499,000 | 3,635,000 | 19,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,452,000 | 333,361,000 | 336,058,000 | 314,560,000 |
| Interest-bearing deposits | 247,785,000 | 252,946,000 | 251,820,000 | 234,747,000 |
| Noninterest-bearing deposits | 75,667,000 | 80,415,000 | 84,238,000 | 79,813,000 |
| Equity capital | 32,866,000 | 32,981,000 | 32,899,000 | 33,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,520,000 | 6,995,000 | 10,493,000 | 14,020,000 |
| Interest expense | 496,000 | 998,000 | 1,472,000 | 1,902,000 |
| Net interest income | 3,024,000 | 5,997,000 | 9,021,000 | 12,118,000 |
| Noninterest income | 280,000 | 1,208,000 | -62,000 | 534,000 |
| Noninterest expense | 3,423,000 | 6,771,000 | 10,053,000 | 13,607,000 |
| Provision for loan losses | -180,000 | 364,000 | -770,000 | -1,020,000 |
| Pretax income | 61,000 | 70,000 | 48,000 | 437,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | 70,000 | 48,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,816,000 | 32,825,000 | 32,804,000 | 33,193,000 |
| Total capital | 35,668,000 | 35,854,000 | 35,700,000 | 36,191,000 |
| Risk-weighted assets | 223,384,000 | 237,868,000 | 228,994,000 | 237,437,000 |