Call reports 2011
EASTERN NATIONAL BANK — 2011
What EASTERN NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 427,616,000 | 429,135,000 | 408,402,000 | 393,688,000 |
| Total loans | 336,760,000 | 332,206,000 | 319,052,000 | 326,925,000 |
| Allowance for loan losses | 7,838,000 | 7,677,000 | 7,498,000 | 7,696,000 |
| Securities available for sale | 20,395,000 | 19,928,000 | 15,479,000 | 19,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,772,000 | 359,408,000 | 343,152,000 | 334,284,000 |
| Interest-bearing deposits | 275,378,000 | 274,428,000 | 257,672,000 | 254,712,000 |
| Noninterest-bearing deposits | 87,394,000 | 84,980,000 | 85,480,000 | 79,572,000 |
| Equity capital | 35,823,000 | 37,620,000 | 40,309,000 | 32,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,755,000 | 7,414,000 | 11,035,000 | 14,643,000 |
| Interest expense | 823,000 | 1,607,000 | 2,302,000 | 2,848,000 |
| Net interest income | 2,932,000 | 5,807,000 | 8,733,000 | 11,795,000 |
| Noninterest income | 292,000 | 5,582,000 | 5,581,000 | 5,623,000 |
| Noninterest expense | 3,532,000 | 7,339,000 | 10,738,000 | 14,311,000 |
| Provision for loan losses | 433,000 | 2,143,000 | 3,898,000 | 5,699,000 |
| Pretax income | -741,000 | 1,907,000 | -109,000 | -2,369,000 |
| Income tax | -278,000 | 718,000 | -41,000 | 5,214,000 |
| Net income | -463,000 | 1,189,000 | -68,000 | -7,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,582,000 | 33,451,000 | 35,014,000 | 32,755,000 |
| Total capital | 37,845,000 | 36,603,000 | 38,044,000 | 35,786,000 |
| Risk-weighted assets | 256,514,000 | 247,119,000 | 237,799,000 | 237,699,000 |