Call reports 2010
EASTERN NATIONAL BANK — 2010
What EASTERN NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 453,515,000 | 446,284,000 | 442,438,000 | 444,721,000 |
| Total loans | 326,564,000 | 334,428,000 | 347,882,000 | 345,044,000 |
| Allowance for loan losses | 7,452,000 | 7,588,000 | 7,796,000 | 7,748,000 |
| Securities available for sale | 22,835,000 | 23,131,000 | 21,509,000 | 21,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,302,000 | 375,572,000 | 371,777,000 | 373,072,000 |
| Interest-bearing deposits | 365,858,000 | 359,064,000 | 346,489,000 | 287,594,000 |
| Noninterest-bearing deposits | 18,444,000 | 16,508,000 | 25,288,000 | 85,478,000 |
| Equity capital | 39,480,000 | 38,671,000 | 37,736,000 | 36,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,365,000 | 8,461,000 | 12,521,000 | 16,473,000 |
| Interest expense | 1,323,000 | 2,434,000 | 3,391,000 | 4,314,000 |
| Net interest income | 3,042,000 | 6,027,000 | 9,130,000 | 12,159,000 |
| Noninterest income | 489,000 | 639,000 | 1,093,000 | 471,000 |
| Noninterest expense | 3,474,000 | 7,520,000 | 11,605,000 | 14,584,000 |
| Provision for loan losses | 423,000 | 1,331,000 | 2,258,000 | 4,012,000 |
| Pretax income | 60,000 | -1,759,000 | -3,214,000 | -5,540,000 |
| Income tax | -36,000 | -893,000 | -1,439,000 | -2,505,000 |
| Net income | 96,000 | -866,000 | -1,775,000 | -3,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,468,000 | 38,507,000 | 37,597,000 | 35,087,000 |
| Total capital | 42,886,000 | 41,871,000 | 40,963,000 | 38,392,000 |
| Risk-weighted assets | 269,253,000 | 264,786,000 | 264,670,000 | 259,806,000 |