Call reports 2009
EASTERN NATIONAL BANK — 2009
What EASTERN NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 473,730,000 | 471,150,000 | 496,819,000 | 464,693,000 |
| Total loans | 367,943,000 | 368,634,000 | 358,218,000 | 340,901,000 |
| Allowance for loan losses | 5,153,000 | 8,361,000 | 5,217,000 | 7,838,000 |
| Securities available for sale | 32,028,000 | 28,420,000 | 31,895,000 | 32,459,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,018,000 | 380,567,000 | 405,715,000 | 395,292,000 |
| Interest-bearing deposits | 364,340,000 | 367,578,000 | 391,664,000 | 380,599,000 |
| Noninterest-bearing deposits | 14,678,000 | 12,989,000 | 14,051,000 | 14,693,000 |
| Equity capital | 46,824,000 | 43,508,000 | 40,456,000 | 36,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,736,000 | 10,941,000 | 16,095,000 | 20,726,000 |
| Interest expense | 2,551,000 | 4,773,000 | 6,846,000 | 8,556,000 |
| Net interest income | 3,185,000 | 6,168,000 | 9,249,000 | 12,170,000 |
| Noninterest income | 640,000 | 1,110,000 | 1,665,000 | 2,105,000 |
| Noninterest expense | 3,297,000 | 7,170,000 | 11,414,000 | 15,832,000 |
| Provision for loan losses | 506,000 | 4,711,000 | 9,144,000 | 14,958,000 |
| Pretax income | 51,000 | -4,574,000 | -9,615,000 | -16,487,000 |
| Income tax | 19,000 | -1,715,000 | -3,606,000 | -6,183,000 |
| Net income | 32,000 | -2,859,000 | -6,009,000 | -10,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,607,000 | 42,361,000 | 40,166,000 | 35,872,000 |
| Total capital | 50,416,000 | 46,129,000 | 43,936,000 | 39,544,000 |
| Risk-weighted assets | 303,330,000 | 296,670,000 | 299,995,000 | 289,508,000 |