Call reports 2022
CENTERBANK — 2022
What CENTERBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 262,838,000 | 260,768,000 | 264,264,000 | 290,619,000 |
| Total loans | 221,568,000 | 223,797,000 | 229,267,000 | 240,287,000 |
| Allowance for loan losses | 2,946,000 | 3,009,000 | 3,072,000 | 3,334,000 |
| Securities available for sale | 28,567,000 | 26,060,000 | 24,258,000 | 24,766,000 |
| Securities held to maturity | 7,000 | 7,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,400,000 | 212,881,000 | 202,794,000 | 213,672,000 |
| Interest-bearing deposits | 162,842,000 | 156,893,000 | 156,414,000 | 164,659,000 |
| Noninterest-bearing deposits | 51,558,000 | 55,988,000 | 46,380,000 | 49,013,000 |
| Equity capital | 29,925,000 | 29,502,000 | 29,394,000 | 30,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,877,000 | 5,875,000 | 9,032,000 | 12,549,000 |
| Interest expense | 258,000 | 505,000 | 918,000 | 1,675,000 |
| Net interest income | 2,619,000 | 5,370,000 | 8,114,000 | 10,874,000 |
| Noninterest income | 617,000 | 1,020,000 | 1,453,000 | 1,440,000 |
| Noninterest expense | 1,784,000 | 3,651,000 | 5,483,000 | 7,427,000 |
| Provision for loan losses | 62,000 | 125,000 | 187,000 | 395,000 |
| Pretax income | 1,390,000 | 2,614,000 | 3,897,000 | 4,492,000 |
| Income tax | 292,000 | 549,000 | 818,000 | 943,000 |
| Net income | 1,098,000 | 2,065,000 | 3,079,000 | 3,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,597,000 | 32,585,000 | 33,620,000 | 34,111,000 |