Call reports 2021
CENTERBANK — 2021
What CENTERBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 278,367,000 | 274,715,000 | 260,296,000 | 272,037,000 |
| Total loans | 229,494,000 | 221,455,000 | 212,276,000 | 227,126,000 |
| Allowance for loan losses | 3,799,000 | 3,800,000 | 3,807,000 | 2,883,000 |
| Securities available for sale | 11,534,000 | 17,106,000 | 18,197,000 | 31,918,000 |
| Securities held to maturity | 8,000 | 8,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,659,000 | 221,579,000 | 212,188,000 | 210,131,000 |
| Interest-bearing deposits | 162,732,000 | 165,607,000 | 160,809,000 | 160,614,000 |
| Noninterest-bearing deposits | 52,927,000 | 55,972,000 | 51,379,000 | 49,517,000 |
| Equity capital | 25,574,000 | 26,796,000 | 28,092,000 | 30,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,987,000 | 6,058,000 | 9,210,000 | 12,134,000 |
| Interest expense | 424,000 | 814,000 | 1,159,000 | 1,453,000 |
| Net interest income | 2,563,000 | 5,244,000 | 8,051,000 | 10,681,000 |
| Noninterest income | 922,000 | 1,674,000 | 2,367,000 | 3,889,000 |
| Noninterest expense | 1,939,000 | 3,837,000 | 5,650,000 | 7,512,000 |
| Provision for loan losses | 575,000 | 575,000 | 575,000 | -350,000 |
| Pretax income | 971,000 | 2,517,000 | 4,204,000 | 7,419,000 |
| Income tax | 204,000 | 528,000 | 883,000 | 1,558,000 |
| Net income | 767,000 | 1,989,000 | 3,321,000 | 5,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,322,000 | 26,564,000 | 27,918,000 | 30,478,000 |