Call reports 2020
CENTERBANK — 2020
What CENTERBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 237,075,000 | 276,744,000 | 283,884,000 | 266,515,000 |
| Total loans | 211,272,000 | 238,685,000 | 238,823,000 | 222,789,000 |
| Allowance for loan losses | 2,668,000 | 2,852,000 | 3,078,000 | 3,223,000 |
| Securities available for sale | 12,057,000 | 12,118,000 | 11,117,000 | 10,356,000 |
| Securities held to maturity | 9,000 | 9,000 | 8,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,472,000 | 207,960,000 | 214,519,000 | 213,202,000 |
| Interest-bearing deposits | 160,281,000 | 161,191,000 | 167,972,000 | 168,977,000 |
| Noninterest-bearing deposits | 33,191,000 | 46,769,000 | 46,547,000 | 44,225,000 |
| Equity capital | 22,576,000 | 23,291,000 | 24,063,000 | 24,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,993,000 | 6,284,000 | 9,392,000 | 12,688,000 |
| Interest expense | 776,000 | 1,458,000 | 2,061,000 | 2,622,000 |
| Net interest income | 2,217,000 | 4,826,000 | 7,331,000 | 10,066,000 |
| Noninterest income | 430,000 | 1,396,000 | 2,359,000 | 2,817,000 |
| Noninterest expense | 1,653,000 | 3,524,000 | 5,388,000 | 7,204,000 |
| Provision for loan losses | 90,000 | 860,000 | 1,485,000 | 1,855,000 |
| Pretax income | 904,000 | 1,838,000 | 2,817,000 | 3,824,000 |
| Income tax | 190,000 | 386,000 | 592,000 | 803,000 |
| Net income | 714,000 | 1,452,000 | 2,225,000 | 3,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,344,000 | 22,926,000 | 23,718,000 | 24,534,000 |
| Total capital | 24,789,000 | 25,376,000 | 26,163,000 | 26,956,000 |
| Risk-weighted assets | 195,383,000 | 195,677,000 | 195,003,000 | 193,035,000 |
Machine access — free, no API key
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