Call reports 2019
CENTERBANK — 2019
What CENTERBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 187,882,000 | 203,859,000 | 218,639,000 | 224,827,000 |
| Total loans | 168,653,000 | 186,532,000 | 196,089,000 | 200,043,000 |
| Allowance for loan losses | 2,260,000 | 2,310,000 | 2,431,000 | 2,577,000 |
| Securities available for sale | 8,485,000 | 7,304,000 | 9,955,000 | 10,755,000 |
| Securities held to maturity | 16,000 | 12,000 | 10,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,306,000 | 163,582,000 | 186,617,000 | 191,923,000 |
| Interest-bearing deposits | 125,503,000 | 136,815,000 | 156,735,000 | 162,781,000 |
| Noninterest-bearing deposits | 27,803,000 | 26,767,000 | 29,882,000 | 29,142,000 |
| Equity capital | 19,742,000 | 20,424,000 | 21,081,000 | 21,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,465,000 | 5,177,000 | 8,099,000 | 11,026,000 |
| Interest expense | 478,000 | 1,086,000 | 1,849,000 | 2,630,000 |
| Net interest income | 1,987,000 | 4,091,000 | 6,250,000 | 8,396,000 |
| Noninterest income | 283,000 | 614,000 | 1,059,000 | 1,443,000 |
| Noninterest expense | 1,423,000 | 2,945,000 | 4,545,000 | 6,106,000 |
| Provision for loan losses | 0 | 50,000 | 170,000 | 315,000 |
| Pretax income | 847,000 | 1,710,000 | 2,594,000 | 3,425,000 |
| Income tax | 178,000 | 359,000 | 545,000 | 719,000 |
| Net income | 669,000 | 1,351,000 | 2,049,000 | 2,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,674,000 | 20,298,000 | 20,937,000 | 21,610,000 |
| Total capital | 21,742,000 | 22,514,000 | 23,215,000 | 23,926,000 |
| Risk-weighted assets | 165,272,000 | 177,190,000 | 182,112,000 | 185,042,000 |