Call reports 2017
CENTERBANK — 2017
What CENTERBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 161,747,000 | 167,088,000 | 165,065,000 | 172,190,000 |
| Total loans | 142,816,000 | 151,097,000 | 147,916,000 | 158,800,000 |
| Allowance for loan losses | 1,956,000 | 1,980,000 | 2,003,000 | 1,993,000 |
| Securities available for sale | 6,376,000 | 5,982,000 | 5,903,000 | 5,985,000 |
| Securities held to maturity | 182,000 | 130,000 | 109,000 | 90,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,712,000 | 146,482,000 | 147,883,000 | 151,272,000 |
| Interest-bearing deposits | 121,317,000 | 122,056,000 | 120,891,000 | 123,183,000 |
| Noninterest-bearing deposits | 24,395,000 | 24,426,000 | 26,992,000 | 28,089,000 |
| Equity capital | 15,283,000 | 15,776,000 | 16,314,000 | 16,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,929,000 | 3,928,000 | 6,027,000 | 8,146,000 |
| Interest expense | 305,000 | 626,000 | 964,000 | 1,305,000 |
| Net interest income | 1,624,000 | 3,302,000 | 5,063,000 | 6,841,000 |
| Noninterest income | 453,000 | 948,000 | 1,500,000 | 2,049,000 |
| Noninterest expense | 1,416,000 | 2,862,000 | 4,318,000 | 5,822,000 |
| Provision for loan losses | 100,000 | 135,000 | 175,000 | 175,000 |
| Pretax income | 561,000 | 1,256,000 | 2,069,000 | 2,892,000 |
| Income tax | 192,000 | 428,000 | 706,000 | 963,000 |
| Net income | 369,000 | 828,000 | 1,363,000 | 1,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,217,000 | 15,689,000 | 16,238,000 | 16,818,000 |
| Total capital | 17,037,000 | 17,544,000 | 18,068,000 | 18,789,000 |
| Risk-weighted assets | 145,487,000 | 148,318,000 | 146,289,000 | 157,666,000 |