Call reports 2013
CENTERBANK — 2013
What CENTERBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 109,800,000 | 111,981,000 | 117,896,000 | 120,712,000 |
| Total loans | 92,401,000 | 94,227,000 | 97,725,000 | 105,238,000 |
| Allowance for loan losses | 1,196,000 | 1,196,000 | 1,101,000 | 1,293,000 |
| Securities available for sale | 9,107,000 | 8,917,000 | 8,767,000 | 8,650,000 |
| Securities held to maturity | 2,307,000 | 1,966,000 | 1,583,000 | 1,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,256,000 | 92,991,000 | 96,517,000 | 105,430,000 |
| Interest-bearing deposits | 82,717,000 | 79,063,000 | 78,873,000 | 86,663,000 |
| Noninterest-bearing deposits | 14,539,000 | 13,928,000 | 17,644,000 | 18,767,000 |
| Equity capital | 11,484,000 | 11,503,000 | 11,852,000 | 11,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,373,000 | 2,742,000 | 4,135,000 | 5,600,000 |
| Interest expense | 236,000 | 456,000 | 667,000 | 878,000 |
| Net interest income | 1,137,000 | 2,286,000 | 3,468,000 | 4,722,000 |
| Noninterest income | 524,000 | 957,000 | 1,463,000 | 1,931,000 |
| Noninterest expense | 1,203,000 | 2,443,000 | 3,600,000 | 4,716,000 |
| Provision for loan losses | 87,000 | 87,000 | 112,000 | 304,000 |
| Pretax income | 371,000 | 721,000 | 1,227,000 | 1,641,000 |
| Income tax | 176,000 | 295,000 | 467,000 | 608,000 |
| Net income | 195,000 | 426,000 | 760,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,246,000 | 11,360,000 | 11,689,000 | 11,486,000 |
| Total capital | 12,421,000 | 12,556,000 | 12,790,000 | 12,779,000 |
| Risk-weighted assets | 93,986,000 | 96,196,000 | 100,637,000 | 105,872,000 |