Call reports 2012
CENTERBANK — 2012
What CENTERBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,777,000 | 115,893,000 | 114,241,000 | 113,447,000 |
| Total loans | 89,126,000 | 93,661,000 | 93,969,000 | 93,934,000 |
| Allowance for loan losses | 1,021,000 | 1,058,000 | 1,083,000 | 1,175,000 |
| Securities available for sale | 9,514,000 | 9,450,000 | 9,416,000 | 9,043,000 |
| Securities held to maturity | 3,832,000 | 3,424,000 | 3,105,000 | 2,759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,254,000 | 102,120,000 | 101,242,000 | 100,484,000 |
| Interest-bearing deposits | 85,652,000 | 86,946,000 | 88,260,000 | 85,787,000 |
| Noninterest-bearing deposits | 12,602,000 | 15,174,000 | 12,982,000 | 14,697,000 |
| Equity capital | 10,644,000 | 10,848,000 | 11,117,000 | 11,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,416,000 | 2,820,000 | 4,283,000 | 5,748,000 |
| Interest expense | 301,000 | 604,000 | 902,000 | 1,170,000 |
| Net interest income | 1,115,000 | 2,216,000 | 3,381,000 | 4,578,000 |
| Noninterest income | 331,000 | 509,000 | 996,000 | 1,538,000 |
| Noninterest expense | 1,047,000 | 2,053,000 | 3,145,000 | 4,360,000 |
| Provision for loan losses | 145,000 | 205,000 | 420,000 | 571,000 |
| Pretax income | 254,000 | 485,000 | 829,000 | 1,306,000 |
| Income tax | 0 | 0 | 150,000 | 362,000 |
| Net income | 254,000 | 485,000 | 679,000 | 944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,351,000 | 10,549,000 | 10,708,000 | 11,049,000 |
| Total capital | 11,372,000 | 11,607,000 | 11,791,000 | 12,224,000 |
| Risk-weighted assets | 91,487,000 | 94,881,000 | 94,612,000 | 94,764,000 |