Call reports 2005
CENTERBANK — 2005
What CENTERBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 50,366,000 | 49,594,000 | 52,990,000 | 56,429,000 |
| Total loans | 41,287,000 | 43,918,000 | 47,277,000 | 49,103,000 |
| Allowance for loan losses | 382,000 | 429,000 | 461,000 | 479,000 |
| Securities available for sale | 987,000 | 994,000 | 983,000 | 979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,621,000 | 43,770,000 | 48,090,000 | 51,431,000 |
| Interest-bearing deposits | 41,846,000 | 39,665,000 | 43,821,000 | 46,692,000 |
| Noninterest-bearing deposits | 3,775,000 | 4,105,000 | 4,269,000 | 4,739,000 |
| Equity capital | 4,649,000 | 4,725,000 | 4,778,000 | 4,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 658,000 | 1,418,000 | 2,220,000 | 3,079,000 |
| Interest expense | 262,000 | 569,000 | 920,000 | 1,324,000 |
| Net interest income | 396,000 | 849,000 | 1,300,000 | 1,755,000 |
| Noninterest income | 28,000 | 68,000 | 90,000 | 104,000 |
| Noninterest expense | 376,000 | 752,000 | 1,129,000 | 1,533,000 |
| Provision for loan losses | 18,000 | 65,000 | 97,000 | 115,000 |
| Pretax income | 30,000 | 100,000 | 164,000 | 211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 30,000 | 100,000 | 164,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,660,000 | 4,729,000 | 4,792,000 | 4,840,000 |
| Total capital | 5,042,000 | 5,158,000 | 5,253,000 | 5,319,000 |
| Risk-weighted assets | 44,132,000 | 45,940,000 | 49,323,000 | 51,254,000 |
Machine access — free, no API key
Every figure shown here about CENTERBANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.