Call reports 2004
CENTERBANK — 2004
What CENTERBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 42,116,000 | 42,690,000 | 45,186,000 | 46,394,000 |
| Total loans | 32,372,000 | 35,575,000 | 37,829,000 | 39,175,000 |
| Allowance for loan losses | 351,000 | 372,000 | 352,000 | 364,000 |
| Securities available for sale | 1,520,000 | 1,495,000 | 1,003,000 | 1,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,399,000 | 37,987,000 | 40,478,000 | 41,666,000 |
| Interest-bearing deposits | 31,831,000 | 34,357,000 | 35,745,000 | 36,446,000 |
| Noninterest-bearing deposits | 5,568,000 | 3,630,000 | 4,733,000 | 5,220,000 |
| Equity capital | 4,638,000 | 4,616,000 | 4,621,000 | 4,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 499,000 | 1,007,000 | 1,553,000 | 2,162,000 |
| Interest expense | 191,000 | 392,000 | 611,000 | 843,000 |
| Net interest income | 308,000 | 615,000 | 942,000 | 1,319,000 |
| Noninterest income | 17,000 | 42,000 | 76,000 | 103,000 |
| Noninterest expense | 305,000 | 613,000 | 933,000 | 1,311,000 |
| Provision for loan losses | 3,000 | 24,000 | 68,000 | 80,000 |
| Pretax income | 17,000 | 20,000 | 17,000 | 31,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 20,000 | 17,000 | 31,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,618,000 | 4,620,000 | 4,617,000 | 4,630,000 |
| Total capital | 4,969,000 | 4,992,000 | 4,969,000 | 4,994,000 |
| Risk-weighted assets | 36,386,000 | 38,257,000 | 40,219,000 | 41,645,000 |
Machine access — free, no API key
Every figure shown here about CENTERBANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.