Call reports 2023
GREATER COMMUNITY BANK — 2023
What GREATER COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Total assets | 303,151,000 | 354,927,000 | 322,252,000 |
| Total loans | 221,763,000 | 230,579,000 | 239,760,000 |
| Allowance for loan losses | 3,186,000 | 3,046,000 | 4,765,000 |
| Securities available for sale | 64,063,000 | 56,860,000 | 44,753,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 244,655,000 | 279,212,000 | 266,905,000 |
| Interest-bearing deposits | 189,831,000 | 229,456,000 | 206,643,000 |
| Noninterest-bearing deposits | 54,824,000 | 49,756,000 | 60,262,000 |
| Equity capital | 31,511,000 | 31,902,000 | 23,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Interest income | 3,700,000 | 7,744,000 | 12,633,000 |
| Interest expense | 303,000 | 1,157,000 | 2,663,000 |
| Net interest income | 3,397,000 | 6,587,000 | 9,970,000 |
| Noninterest income | 503,000 | 913,000 | 1,778,000 |
| Noninterest expense | 3,007,000 | 5,564,000 | 12,496,000 |
| Provision for loan losses | 0 | 0 | 1,720,000 |
| Pretax income | 863,000 | 1,906,000 | -2,498,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 863,000 | 1,906,000 | -2,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Tier 1 capital | 34,196,000 | 35,240,000 | 26,408,000 |
| Total capital | 37,304,000 | 38,286,000 | 29,633,000 |
| Risk-weighted assets | 248,559,000 | 253,283,000 | 256,422,000 |