Call reports 2021
GREATER COMMUNITY BANK — 2021
What GREATER COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 288,451,000 | 305,170,000 | 319,160,000 | 324,426,000 |
| Total loans | 209,892,000 | 207,779,000 | 206,421,000 | 197,176,000 |
| Allowance for loan losses | 3,409,000 | 3,380,000 | 3,336,000 | 3,274,000 |
| Securities available for sale | 8,065,000 | 10,594,000 | 16,335,000 | 20,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,590,000 | 261,401,000 | 275,200,000 | 287,376,000 |
| Interest-bearing deposits | 188,983,000 | 201,050,000 | 213,943,000 | 225,204,000 |
| Noninterest-bearing deposits | 60,607,000 | 60,351,000 | 61,257,000 | 62,172,000 |
| Equity capital | 27,033,000 | 30,963,000 | 31,952,000 | 32,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,732,000 | 5,668,000 | 8,664,000 | 11,659,000 |
| Interest expense | 254,000 | 473,000 | 679,000 | 1,014,000 |
| Net interest income | 2,478,000 | 5,195,000 | 7,985,000 | 10,645,000 |
| Noninterest income | 539,000 | 2,267,000 | 2,927,000 | 3,748,000 |
| Noninterest expense | 2,150,000 | 4,798,000 | 7,267,000 | 9,932,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 867,000 | 2,664,000 | 3,645,000 | 4,711,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 867,000 | 2,664,000 | 3,645,000 | 4,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,009,000 | 30,805,000 | 31,786,000 | 32,852,000 |
| Total capital | 29,362,000 | 33,313,000 | 34,490,000 | 35,643,000 |
| Risk-weighted assets | 187,145,000 | 199,765,000 | 215,685,000 | 222,785,000 |